Turn Your Credit Card Points
Into Flights, Hotels, and
Your Next Dream Trip

Yes. PointsFly auto-adds all your cards into the wallet as soon as you link your email to the account. Once synced you can see all your spends, transactions, and points earned on a single screen. No more opening five bank apps to work out where you stand.

That depends on what you want from your points. Some apps only track what you spend. PointsFly is for people who want one app to manage every card and get more out of the points those cards earn. It tells you which card to swipe before you pay, flags when another card in your wallet would have earned more, and tracks your points against a trip you actually want to take.

It ranks every card in your wallet against the amount and the category you are spending on, then shows how many points each one would earn. So you stop defaulting to a main card and start swiping whichever card actually pays more that day.

Both. Airline and hotel programmes sit within your app, so your whole points position is in one view rather than scattered across half a dozen logins.

PointsFly reads the transaction alerts in your email to work out your spends, points and benefits. It stores only the last four digits of each card, never the full number, and never your PIN or net banking login. It cannot spend, transfer or move money on any of your cards, and your data is used to run your wallet and nothing else.

PointsFly gives you a 7-day Free Trial that gives you complete access to all features of the app. You can upgrade to a Pro (monthly) or the ProMAX (Annual) plan, thereafter. These plans pay for themselves by finding you high value redemptions of your credit card points. To find out how much you can save, try our Savings Calculator here.

Cashback and vouchers usually pay somewhere around ₹0.20–0.25 per point. Move the same points to the right airline or hotel partner and you can get a value of up to ₹3-4, sometimes more on business class or peak dates. That gap is the reason the app exists.

PointsFly finds the best deal for the points you already have, which partner to transfer to, at what ratio, and what you will actually get for them. You make the transfer and complete the booking in your bank or airline portal, so your points never leave your control.

Pick a trip, say Bali or the Maldives, and the app tracks your points against it every day. It tells you how far off you are and the cheapest way to close the gap, down to the transfer partner and the ratio.

PointsFly supports all major banks and credit cards in India like HDFC, Axis Bank, American Express, ICICI, and SBI credit cards and major airline and hotel loyalty programs including Marriott Bonvoy, Hilton Honors, All Accor, KrisFlyer, Flying Blue, Etihad Guest, and British Airways Executive Club and more.

PointsFly tracks real-time redemption options across airline and hotel partners to show what your specific points are worth for specific trips, rather than relying on generic, average valuations.

Yes, most major credit card rewards programs partner with airline frequent flyer programs, allowing transfers usually at a 1:1 ratio. Transfer speed and bonus offers vary by partner and by promotional period.

Expiry policies vary by card issuer and program, some points never expire as long as the account remains active, while others expire after a fixed period of inactivity. Checking your specific program's policy is important before letting points sit unused.