Everything you need to know about making the most of your credit card reward points.
Credit card points are commissions that banks earn as a return on your spends. In a true business sense, banks make earning points easy, but redemption is quite complicated.
There are portals, transfer partners, different values, blackout dates and confusing ratios. Most people either give up or redeem for cashback because it feels simple.
But simple is not always smart.
That is exactly why PointsFly exists.
In almost all cases, flights and hotel bookings give you the highest value.
Redeeming credit card points to book flights or hotel stays gives you a credit card point value of as high as Rs 1-3. This is huge as compared to the 20-25p value that you redeem in case of gift vouchers or cash back.
The problem is figuring out how to get this maximum value. That is where PointsFly helps you.
Sometimes yes. Sometimes no.
Transferring credit card points to airline miles can unlock amazing value. But only if the transfer ratio is good and award seats are available.
If you transfer blindly, you can actually lose flexibility.
PointsFly also lets you make the best decision by laying all the deals available, in front of you. Imagine like an Expedia but with credit card points. You can choose and select the deal that gives you the maximum value for your credit card points.
It is just usually the lowest value option.
If you care about maximizing your credit card reward points, flights and hotels almost always beat cashback.
Most people settle. We help you do better.
Yes. Absolutely.
You can book flights with credit card points. You can use credit card points for travel across airlines and hotels. You just need to redeem them strategically.
That is what we simplify.
The value of credit card reward points changes based on how you redeem them.
The same points can give you low value as cashback and high value on flights.
We are building a credit card reward points calculator that helps you understand your real redemption value before you book anything.
No guessing. Just clarity.
We are a unified platform that helps you:
Instead of spending hours researching, you get the best deal faster.
If you earn credit card reward points and do not want to waste them, this is for you.
If you are tired of redeeming reward points for low value vouchers, this is for you.
If you want smarter travel without paying more, this is for you.
We believe your credit card reward points are not cashback.
They are future flights.
They are hotel upgrades.
They are experiences waiting to happen.
And we are here to unlock them.