Book Flights with Credit Card Points

Your credit card reward points can take you places. Check how many points you need to make your dream trip. Enter the route you want to travel, and let PointsFly tell you the points required to book the trip, but wait, that's not all, we also help you compare redemption options and give you the best deal from across all airline partners.

New Delhi (DEL)

Indira Gandhi International Airport

London (LHR)

Heathrow Airport

Jun 25Thu, 2026

How It Works

01

Search Your Route

Enter your departure city, destination, and travel dates.

Instant results
02

PointsFly Compares Redemption Options

PointsFly evaluates available airline loyalty programs and transfer partners to help you identify the best value for your points.

AI-powered match
03

Book Flights Using Points

Find opportunities to redeem reward points for flights and maximize the value of your credit card rewards.

Zero cash needed

Why Book Flights with Credit Card Points?

Majority cardholders accumulate thousands of reward points every year without ever redeeming them. Even those who do, redeem them for gift vouchers and cashback.

These redemptions, while may look easy and attractive, they lose you much more value that you realise!

While booking flights with credit card points can give you a value of upto Rs 4 per point, more vouchers and cashback only give you a value of 20–40p per point. Isn't that a very bad redemption value?

At PointsFly, we've created a golden rule of credit card redemption:

Any redemption that gives you a value of Rs 2/point and above is a good redemption.

Majorly, only transferring to airline miles (and hotel bookings) offer you this value.

When you use credit card points for airline tickets, you can:

Reduce the cost of international (and sometimes domestic) flights
Access premium travel experiences for fewer out-of-pocket expenses
Get better value compared to voucher redemptions
Put unused reward points to work before they expire
Travel with credit card points instead of paying full cash fares

For frequent travellers, learning how to redeem credit card points for flights can be one of the most rewarding ways to use a rewards program.

Here's Your Simple Guide to Booking Flights with Credit Card Points

Booking flights with points may seem complicated at first (especially when you compare it to buying vouchers or getting cashback) but the process is usually straightforward.

1

Step 1

Earn Credit Card Reward Points!

Spending on your credit card can help you earn reward points (we all know that). These spends may be on everyday purchases, travel bookings, dining, online shopping, and more. A quick tip here would be to check if your card gives you 2x or more points on certain spends. That's one way of expediting your reward point collection!

2

Step 2

Check for Redemption Options and Compare Value

Your credit card, most likely would have more than a single airline partner. This means that you would have the option to transfer your points to miles with multiple airlines. It's very important that you compare which airline gives you the maximum value on your points, before you actually transfer them.

3

Step 3

Transfer the Accumulated Credit Card Points to Airline Miles

Credit cards usually allow you to transfer credit card points to airline miles through partner loyalty programs. Some common airline loyalty programs are KrisFlyer by Singapore Airlines, Maharaja Club by AirIndia, Aeroplan by Air Canada, etc. Once transferred, your points become airline miles that can be used to book eligible flights. Remember, that these transfers could take anywhere between a couple of hours to days, so doing this in advance helps.

4

Step 4

All Done! You can Book your Flights by Redeeming your Points

Once you have transferred your points into miles, you can redeem them towards your preferred flight bookings and complete your reservation using rewards instead of cash or even a combination of cash + points. The motto is always to save money and to make your points fly!

Confused between Credit Card Points & Airline Miles? Here's a Quick Explanation

One of the most common questions travellers ask is whether credit card points and airline miles are the same thing.

They are related, but not identical.

Airline Points

Also called miles or loyalty points

Earned through airline loyalty programs

Issued by airlines

Used directly for flight bookings

Primarily used for travel rewards

Credit Card Points

Also called reward points or cashback

Earned through credit card spending

Issued by banks and card providers

Can often be transferred to airline partners

Flexible redemption options

As simple as this difference is, it's the base of understanding how credit card points can be used to get airline miles and book flights.

Good to know

How Many Points Do You Need to Book a Flight?

This is a dynamic number. While the range may remain similar for a fixed route, depending on the season and availability and most importantly how close to the flying date you book, the number of points required may keep changing.

Ask AIRA to find you the best deal with points that you can get for the route that you want to travel.

Need a Quick Guide to Transfer Credit Card Points to Airline Miles

We'll try our best to explain the entire process of transferring your credit card points to airline miles in brief here.

One of the most effective ways to maximize the value of your rewards is to transfer to airline miles. The golden rule to be followed is that a redemption value of Rs 2–4 per point is a great redemption. Majorly, only transferring to airline miles (and hotel bookings) offer you this value.

Almost all travel cards (and all premium credit cards) partner with airline loyalty programs, allowing you to transfer points into airline accounts and use them to book flights.

Transfer ratios are the real game, when it comes to getting great redemption value on airline miles. Before transferring points, it is always recommended to check award availability and compare redemption options across multiple programs.

For convenience's sake, we've built you AIRA, that tells you where you get the best value within seconds!

We can't let you go without Popular Flight Redemption Examples

Keep in mind that the best credit card points to airline miles conversion is available on international routes; domestic routes rarely give you a good benefit.

DEL
DXB

Delhi to Dubai

A popular international route where reward redemptions can help offset airfare costs during peak travel periods.

BOM
SIN

Mumbai to Singapore

Often considered one of the most attractive routes for airline-mile redemptions across multiple loyalty programs.

BLR
LHR

Bengaluru to London

Long-haul international routes typically require more points, but they can also offer some of the highest redemption value compared to cash fares.

Ready to find your best deal?

Use the PointsFly Credit Card Reward Points Calculator to calculate the value you get on your travel and compare from different available options to get the best deal!

Try the Points Calculator

Strategy Guide

How to Maximize the Value of Credit Card Points for Travel

Not all redemptions deliver the same value. Research and comparing different redemption options is, by principle, an imperative task to finding the best value on your points.

Here's how you can get much more from your reward points:

1

Transfer points to airline loyalty programs instead of redeeming for gift vouchers and cashback

2

Compare multiple airline partners before transferring points

3

Book award flights early when availability is highest

4

Consider flexible travel dates to gauge maximum benefit of your reward points

5

Look for premium cabin redemptions where point value is often strongest

6

Monitor transfer bonuses offered by banks and loyalty programs

These strategies can help you maximize the value of your credit card points for travel and reduce the number of points required for future bookings. (And the good news is that this doesn't remain a manual task anymore, AIRA does it all for you).

Watch Out

It's Our Duty to Caution you against few Common Mistakes When Redeeming Points for Flights

1

Always check availability before transferring points

Most transfers to airline miles are irreversible and can take a couple of days to process. Hence, it's smart to always verify award seat availability first.

2

Choosing low-value redemption options for convenience

Gift cards, cashback and merchandise often provide lower value than flight redemptions. Most commonly, gift vouchers and cashback give you a value of 20–40p per point while airline miles can give you a value of upto Rs 4 per point.

3

Never miss comparing between the airline partners

Airlines generally partner with other airlines — for example Air India and Air Canada are a part of the Star Alliance Partners. The same flight may require significantly fewer miles through a partner airline program.

4

Keep a tab over expiring points

Keep in mind that unused reward points can lose value if redemption deadlines are missed.

How We Help

Here's how PointsFly can help you book flights with credit card points and help you save money while you're at it!

The only way to save money while travelling business class is to research, have an in-depth knowledge of credit card points and airline miles. Yes, that includes a lot of manual work. Navigating airline loyalty programs, comparing transfer partners, transfer rates and calculating per point.

PointsFly provides you an ecosystem to find the best value on your credit card point redemption (and believe it or not: also helps you to earn more points to fulfil your dream trip).

Here's everything that PointsFly does for you:

Explore flight redemption opportunities in one place
Compare airline transfer options
Give you (estimated) points requirements to make your booking
Identify potentially high-value redemptions
Make more informed decisions before transferring points

Instead of manually researching multiple airline programs, PointsFly helps you discover smarter ways to redeem credit card points for flights.

FAQs