
Values checked in September 2026 against what Axis and HDFC publish themselves.
Your rewards page shows a number. Twenty four thousand points, say. It reads like money sitting there, waiting.
The catch is that the number on its own tells you nothing. Depending on which button you press next, those same points might hand you five thousand rupees or twenty five thousand. Same balance. Same afternoon.
So we went and put a rupee figure on a point, card by card. Axis EDGE reward points value sits in one column, HDFC’s in the other, and we wrote down how we got there so you can argue with the maths if you want to.
Quick Answer
Vibhav Singh is the Founder & CEO of PointsFly and a credit card rewards strategist with 35,000+ Instagram followers (